LIC HFL Apprenticeship Recruitment 2026: Apply for 232 Posts, Eligibility, Stipend, Exam Pattern & Last Date

This comprehensive guide explains the vacancy details, educational qualifications, age requirements, stipend, selection procedure, online examination pattern, syllabus, application fees and step-by-step registration process. It also provides the official application portals and practical preparation advice to help candidates complete their applications correctly.

Important: An apprenticeship is a structured training engagement, not a permanent government job. Candidates should read the official notification carefully before applying.

LIC HFL Apprenticeship Recruitment 2026

LIC Housing Finance Limited has announced its apprenticeship recruitment drive for candidates interested in acquiring workplace experience in the financial services sector. The programme is designed to introduce eligible graduates to professional processes, customer interactions and administrative activities associated with a housing finance company.

The recruitment is particularly relevant to recent graduates who want to improve their employability before applying for permanent positions in banking, finance, insurance or other corporate sectors.

Recruitment at a glance

Recruiting organisation: LIC Housing Finance Limited

Programme: Apprenticeship training

Total vacancies: 232

Training duration: 12 months

Monthly stipend: ₹14,150–₹16,650

Application deadline: 1 November 2026

Online examination: 7 November 2026

Age range: 20–25 years

Source: LIC HFL apprenticeship recruitment notification and recruitment coverage. Verify all conditions against the official advertisement before applying. (Source: cdn.lichousing.com)

Why should graduates consider this opportunity?

There are several reasons this programme may be worth considering:

• Practical industry exposure: Candidates can gain experience in a professional financial-services environment.
• Structured training: The programme offers a defined training period rather than an informal internship.
• Monthly financial support: The stipend helps trainees cover some of their expenses during the programme.
• Career development: Exposure to customer service, documentation and financial operations can strengthen a graduate’s CV.
• Experience with an established organisation: LIC HFL is a recognised housing finance company with operations across India.

However, candidates should understand that the programme does not automatically lead to a permanent position at LIC HFL. Its value lies primarily in training and professional experience.

About LIC Housing Finance Limited

LIC Housing Finance Limited, commonly known as LIC HFL, is a housing finance company associated with the Life Insurance Corporation of India. It was incorporated in 1989 and operates in India’s housing finance sector.

The company’s core business includes providing housing loans to eligible individuals and financing for certain property-related purposes. Its products and services support homebuyers, homeowners and other eligible borrowers seeking housing finance.

Official corporate information is available on the LIC HFL website. [LIC Housing Finance Ltd (LIC HFL)].

History and business development

LIC HFL was established to participate in the housing finance market and support access to housing-related credit. Over time, the company has developed a nationwide presence through its offices and customer-facing operations.

Its business requires coordination among several functions, including:

• Customer acquisition and relationship management.
• Loan application processing and documentation.
• Credit assessment and operational support.
• Loan servicing and customer assistance.
• Compliance, record management and administrative operations.

These functions create an environment in which trainees may learn how a regulated financial-services organisation operates.

Mission and business priorities

The organisation’s broader business focus is housing finance. Its activities require customer service, responsible lending practices, accurate documentation and adherence to applicable financial and regulatory requirements.

For an apprentice, this means that attention to detail, professional communication, confidentiality and the ability to follow established procedures are valuable qualities.

Work culture and learning environment

An apprentice’s exact experience will depend on the assigned location, supervisor, department and work allocation. Candidates should not assume that every trainee will perform identical duties or receive the same exposure to every department.

A financial-services workplace generally expects employees and trainees to:

• Maintain accurate records.
• Handle customer information responsibly.
• Follow established processes.
• Communicate clearly with colleagues and customers.
• Complete assigned administrative tasks on time.
• Ask for clarification when dealing with unfamiliar procedures.

These are useful expectations for preparing for the programme, rather than guarantees about a particular LIC HFL posting.

Complete Vacancy Details: LIC HFL Recruitment 2026

The notification announces a total of 232 apprenticeship positions. The programme covers multiple training locations, and the official notification should be used to establish the available positions at each location.

Recruitment detail	Information
Organisation	LIC Housing Finance Limited
Recruitment year	2026
Programme	Apprenticeship training
Total announced positions	232
Training period	12 months
Work sector	Housing finance and financial services
Monthly stipend	₹14,150 or ₹16,650, depending on location
Application mode	Online
Application opening date	20 October 2026
Application closing date	1 November 2026
Online examination	7 November 2026
Tentative interview/document verification	15 November 2026
Official notification	View recruitment PDF

Vacancy distribution and reservation

The total number of positions should not be confused with a guarantee that every city or category will have an identical allocation.

The recruitment advertisement includes location-specific vacancy information. Candidates should consult the vacancy table in the official PDF before choosing a training location.

Vacancy consideration	What candidates should verify
Total positions	232 across the recruitment drive
Location-wise availability	The official notification’s city-wise list
Category-wise reservation	Any allocation expressly stated in the official advertisement
Preferred location	Whether a position is available at the chosen location
Final engagement	Subject to the applicable selection and verification requirements

A separate, reliable category-wise reservation split should not be inferred merely from the total number of positions or the examination fee categories. If the notification does not provide a reservation breakdown, it is more accurate to state that than to invent one.

Current application status

As of 29 October 2026, the announced application window is still open, with a scheduled closing date of 1 November 2026.

Candidates should complete the required registrations and payment well before the deadline. They should also check the official portals for any updated instructions, corrigenda or changes to the published schedule.

Detailed Job Profile and Key Responsibilities

The LIC HFL apprenticeship is intended to provide workplace training. It should not be interpreted as a recruitment notice for a permanent officer, assistant or manager position.

The exact duties assigned to a trainee depend on the organisation’s training arrangements and the assigned office.

A. Customer service and communication

Trainees in customer-facing environments may receive exposure to routine customer-service processes, such as understanding enquiries, directing customers to the appropriate personnel and learning how requests are documented.

Professional communication is especially important in financial services because customers may be dealing with significant financial commitments.

B. Documentation and record management

Housing finance operations involve numerous records and supporting documents. Apprentices may learn the importance of accurate filing, checking information for completeness and following internal procedures for document handling.

This type of experience can be useful in future banking, insurance, loan-processing and administrative roles.

C. Administrative and operational support

Depending on the training plan, apprentices may observe or assist with routine office activities under supervision.

These could include organising records, maintaining basic administrative information, coordinating routine tasks and learning how work moves between different teams.

D. Understanding financial services

The apprenticeship may help candidates develop a practical understanding of how a housing finance company interacts with customers and processes loan-related activities.

Useful learning areas include:

• Basic housing finance terminology.
• The purpose of loan documentation.
• Customer relationship practices.
• Data accuracy and confidentiality.
• Workplace compliance and standard procedures.

E. Professional conduct and reporting

Apprentices are expected to follow instructions from their designated supervisors and comply with the organisation’s applicable workplace procedures.

They should be prepared to demonstrate punctuality, a willingness to learn, professional communication and responsible handling of information.

Career relevance: This experience may support future applications for roles in customer service, loan operations, banking support, financial administration and other entry-level positions. It does not guarantee employment in any of these roles.

Eligibility Criteria for LIC HFL Apprenticeship 2026

Candidates must meet the eligibility conditions prescribed in the official advertisement. They should check their eligibility before registering, because completing an online form does not establish that a candidate is qualified.

Educational qualification

The recruitment is intended for graduates, subject to the precise degree and other educational conditions specified in the official notification.

Candidates should verify:

• Whether their degree is recognised under the applicable rules.
• Whether the notification specifies a minimum percentage or any other academic requirement.
• The date by which graduation must have been completed.
• Whether their educational documents match the details entered in the application.

Do not assume that every qualification, distance-learning programme or pending-result candidate is automatically eligible. The published rules govern eligibility.

Age limit

The announced age range is 20 to 25 years, with eligibility determined according to the cutoff date specified in the notification.

The relevant date identified for this recruitment is 1 October 2026. Candidates should calculate their age against the official conditions rather than relying on their age on the date they submit the application.

Age relaxation

Candidates should not assume that the standard age-relaxation provisions applicable to a permanent government recruitment apply automatically to an apprenticeship programme.

Any applicable relaxation must be expressly supported by the recruitment advertisement or the governing apprenticeship rules. Check the official PDF for the exact provisions relevant to your category.

Nationality and domicile

Candidates should follow the nationality and other eligibility requirements stated in the official notification.

The programme includes location-specific opportunities, but candidates should not infer that residence in a particular state is mandatory unless the advertisement expressly says so. Similarly, a preferred location does not necessarily guarantee placement there.

Previous apprenticeship or training

Prior apprenticeship participation can affect eligibility under the applicable apprenticeship framework and the programme’s conditions.

Candidates should review the advertisement’s restrictions regarding previous training, registration status and any other disqualifying circumstances.

Physical standards

This is a finance-sector apprenticeship, not a uniformed or physically demanding field-service recruitment. Candidates should not assume that police-style physical measurements, endurance tests or medical fitness standards apply.

Any health declaration or fitness requirement expressly mentioned by the official recruitment process must still be followed.

Eligibility checklist

Before proceeding, confirm the following:

• You meet the specified educational qualification.
• You satisfy the age requirement on the prescribed cutoff date.
• You comply with the applicable apprenticeship eligibility rules.
• Your name and personal information match your documents.
• You can provide the requested educational and identity records.
• You can complete all required registration and application stages before the deadline.

Salary, Stipend, Perks and Benefits

One of the most important considerations for applicants is the monthly stipend. Unlike a regular employee’s salary, an apprenticeship stipend is financial support provided during the training period.

Under the LIC HFL Apprenticeship 2026 programme, the reported monthly stipend depends on the training location.

Training location	Monthly stipend	Total over 12 months
Specified metro cities	₹16,650	₹1,99,800
Other listed cities	₹14,150	₹1,69,800

The annual figures are calculated by multiplying the monthly stipend by 12. They assume that the candidate completes the full training period and receives every scheduled monthly payment.

Which cities qualify for the higher stipend?

The published recruitment information identifies the following cities in the higher-stipend group:

• Ahmedabad
• Bengaluru
• Chennai
• Delhi
• Hyderabad
• Kolkata
• Mumbai
• Pune
• Surat

Candidates should verify their exact training location and applicable stipend in the official notification rather than assuming that every city in a particular state falls into the same category.

Is the stipend the same as a permanent employee’s salary?

No. An apprentice’s stipend should not be directly compared with the complete compensation package of a permanent employee.

Permanent finance-sector positions may offer a different combination of basic pay, allowances, employer contributions, insurance and other benefits. The apprenticeship announcement does not establish that trainees will receive every benefit available to regular employees.

What other benefits can candidates expect?

The primary benefit is structured, practical training. Other potential advantages include:

• Familiarity with financial-services operations.
• Development of communication and customer-handling skills.
• Experience working in an established organisation.
• A stronger CV for future entry-level applications.
• A potential proficiency certificate on successful completion, subject to the programme’s rules.

The recruitment coverage identifies a proficiency certificate issued through the Board of Apprenticeship Training (BOAT) as an outcome of successful completion. Candidates should confirm the exact certification conditions with the programme administrator.

How does the opportunity compare with other entry-level roles?

Factor	LIC HFL apprenticeship	Permanent entry-level finance role
Main purpose	Training and skill development	Ongoing employment
Duration	12 months under this programme	Depends on the employment contract
Compensation	Published monthly stipend	Employer-specific salary
Employment status	Apprentice, not regular employee	Employee, subject to the contract
Permanent job guarantee	No	Employment is offered under the relevant contract
Career value	Practical experience and training	Experience, income and role-specific progression

Who may benefit most? Graduates who need workplace exposure and are comfortable with a time-limited training engagement may find this programme useful. Candidates who need guaranteed long-term employment should compare it carefully with permanent vacancies before deciding.

Important Dates and Deadlines

The following dates are reported for LIC HFL Apprenticeship Recruitment 2026. Interview and joining dates beyond the application and examination stages should be treated as tentative unless confirmed by an official communication.

Event	Date
Application process opens	20 October 2026
Last date to complete the application	1 November 2026
Last date for examination fee payment	1 November 2026
Online entrance examination	7 November 2026
Document verification and interview	15 November 2026, tentative
Engagement letters	Third week of November 2026, tentative
Training commencement/reporting	Fourth week of November 2026, tentative

What should candidates do before the deadline?

Because the application deadline is approaching, candidates should prioritise the following tasks:

1. Confirm that they meet the age, educational and apprenticeship conditions.
2. Complete NATS student registration and apply for the relevant advertisement.
3. Check their email for the additional application instructions from BFSI SSC.
4. Complete the required details and pay the examination fee.
5. Save the application confirmation and payment receipt.
6. Monitor the official portals for examination instructions and the test link.

Do not wait until the final hours to complete payment. A successful NATS registration alone may not complete the entire recruitment process.

Selection Process and Exam Pattern

The reported selection procedure consists of an online entrance examination followed by document verification and a personal interview for shortlisted candidates.

Stage 1: Online entrance examination

The entrance test assesses candidates across four broad areas: general and financial awareness, English, reasoning and computer aptitude, and quantitative aptitude.

The published examination pattern is as follows:

Subject	Questions	Marks
General/Financial Awareness	25	25
General English	25	25
Reasoning Ability and Computer Aptitude	25	25
Quantitative Aptitude	25	25
Total	100	100

Examination format

Total duration

60 minutes

Total marks

100

Average time per question

36 seconds

Exam format

Online

The 36-second figure is the average time available per question, calculated from the 60-minute duration and 100 questions.

Stage 2: Document verification

Shortlisted candidates may be required to establish their eligibility through original documents and the supporting records specified in the official instructions.

These may include:

• Graduation certificate or provisional certificate.
• Marksheets.
• Date-of-birth proof.
• Government-issued identity proof.
• NATS registration or enrolment details.
• Application confirmation and payment receipt.
• Category or disability documents, where applicable and requested.

This is a preparation checklist, not a claim that every listed document is mandatory in every case. Follow the final verification instructions issued to shortlisted candidates.

Stage 3: Personal interview

Candidates who progress to the interview should be prepared to explain their educational background, motivation for applying, communication skills and interest in the financial-services sector.

Potential discussion areas include:

• Why they want to join an apprenticeship programme.
• What they know about LIC HFL.
• Their understanding of housing finance.
• How they would handle a customer query professionally.
• Their willingness to learn new systems and procedures.

The exact interview format, assessment criteria and qualifying thresholds should be checked in official instructions.

Is there negative marking?

The available recruitment summaries do not consistently establish a definitive negative-marking rule. Candidates should check the official advertisement and the examination instructions before assuming that incorrect answers carry a penalty.

Until the rule is confirmed, practise both accuracy and time management rather than relying on a particular guessing strategy.

Remote-proctored examination preparation

The recruitment information describes an online, remotely proctored test. Candidates should read the actual examination email for the approved device, browser, camera, identity-verification and connectivity requirements.

Before test day:

• Ensure that the device meets the official technical requirements.
• Check the camera, microphone and internet connection if required.
• Keep the prescribed identity document available.
• Select a quiet room with suitable lighting.
• Complete any system checks specified by the examination provider.
• Follow the rules on assistance, impersonation and unauthorised materials.

Never assume that a smartphone or laptop will be accepted unless the official instructions permit that device.

Comprehensive Syllabus and Preparation Strategy

The four examination sections are identified in the published pattern. The topic lists below are recommended preparation areas, not a substitute for an official, detailed chapter-by-chapter syllabus.

Candidates should concentrate on fundamentals, regular practice and speed because the test allows approximately 36 seconds per question on average.

A. General and Financial Awareness

This section tests general knowledge and awareness of financial and economic developments.

Recommended topics include:

• Current affairs from the months leading up to the examination.
• Indian banking and financial institutions.
• The Reserve Bank of India and its broad functions.
• Housing finance and home loans.
• Inflation, interest rates and basic economic terminology.
• Financial inclusion and digital payments.
• Important national and international developments.
• Major government economic initiatives.
• Basic insurance and capital-market terminology.
• Important facts about LIC HFL and its business.

Preparation strategy: Spend 20–25 minutes daily revising current affairs and financial terminology. Use short notes and self-tests rather than repeatedly reading long news articles.

B. General English

This section assesses comprehension, grammar and vocabulary.

Recommended topics:

• Reading comprehension.
• Error detection and sentence correction.
• Fill-in-the-blanks questions.
• Synonyms and antonyms.
• Sentence rearrangement.
• Cloze tests.
• Subject–verb agreement.
• Tenses and prepositions.
• Articles and conjunctions.
• Basic vocabulary in professional contexts.

Preparation strategy: Practise one reading passage and a short set of grammar questions every day. Review why an answer is correct, especially when two options appear similar.

C. Reasoning Ability and Computer Aptitude

The reasoning component measures logical thinking and the ability to identify patterns. Computer aptitude assesses familiarity with basic computing concepts.

Recommended reasoning topics:

• Number and letter series.
• Coding and decoding.
• Direction sense.
• Blood relations.
• Ranking and ordering.
• Syllogisms.
• Inequalities.
• Seating arrangements.
• Basic puzzles.
• Analogy and classification.

Recommended computer topics:

• Computer hardware and software.
• Operating systems.
• Input and output devices.
• Internet and web browsers.
• Email and common online services.
• Basic cybersecurity awareness.
• Computer memory and storage.
• Common keyboard shortcuts.
• Office productivity software.
• Fundamental networking terminology.

Preparation strategy: Start with short, direct reasoning questions before moving to multi-step puzzles. Review computer concepts using concise revision sheets.

D. Quantitative Aptitude

Quantitative aptitude measures numerical accuracy and the ability to solve arithmetic problems efficiently.

Recommended topics:

• Percentages.
• Ratio and proportion.
• Averages.
• Profit and loss.
• Simple and compound interest.
• Time and work.
• Speed, time and distance.
• Number systems.
• Simplification.
• Fractions and decimals.
• Data interpretation.
• Basic algebra.
• Mensuration fundamentals, where relevant to practice materials.

Preparation strategy: Memorise common fraction-to-percentage conversions, practise mental arithmetic and learn to recognise which questions can be solved quickly.

A 7-day focused revision plan

The following schedule is a suggested revision plan for the short period before the scheduled examination, not an official study timetable.

Day	Main focus	Suggested task
Day 1	Quantitative aptitude	Revise arithmetic and take a timed sectional test
Day 2	Reasoning	Practise series, coding, directions and inequalities
Day 3	English	Work on comprehension, grammar and vocabulary
Day 4	Financial awareness	Revise banking terms, housing finance and current affairs
Day 5	Computer aptitude	Review fundamentals and practise objective questions
Day 6	Full mock test	Attempt 100 questions under a 60-minute time limit
Day 7	Final revision	Review mistakes, documents and examination instructions

Mock-test strategy

A mock test is most useful when it reproduces the actual duration and question distribution as closely as possible.

After each mock test, record:

• Your score in each section.
• The number of attempted questions.
• Incorrect answers and their causes.
• Questions that took too long.
• Topics that need further revision.

Do not measure readiness by the number of mock tests completed alone. Improvement in accuracy and time management is more important.

Suggested time allocation during the test

Candidates can experiment with the following starting plan and adjust it according to their strengths.

Section	Suggested time
General/Financial Awareness	10 minutes
English	12 minutes
Reasoning and Computer Aptitude	18 minutes
Quantitative Aptitude	17 minutes
Final review	3 minutes
Total	60 minutes

This is a personal practice strategy, not an official section-wise time limit. If the test interface imposes different rules, follow the actual examination instructions.

Application Fees and Payment Mode

Candidates must pay the applicable examination and application charges according to the category specified in the recruitment instructions.

Candidate category	Fee before GST
SC/ST	₹200
Persons with Benchmark Disabilities (PwBD)	₹200
General/EWS/OBC male candidates	₹800
General/EWS/OBC female candidates	₹600
Transgender candidates	₹600

GST is payable in addition to the applicable fee. The reported charges are non-refundable, so applicants should verify their category and the final amount shown on the payment portal before proceeding.

How should candidates pay?

The recruitment process involves initial registration through the National Apprenticeship Training Scheme (NATS) portal, followed by additional application formalities and examination fee payment through the BFSI Sector Skill Council of India (BFSI SSC) process.

Candidates should:

1. Register and apply through the NATS portal.
2. Monitor their registered email for the additional instructions.
3. Follow the link provided for the BFSI SSC application.
4. Enter the required details and select the appropriate category.
5. Review the payable amount, including GST.
6. Complete payment through the available official payment method.
7. Save the transaction confirmation.

Do not make payment to an individual or an unofficial website claiming to guarantee selection.

Step-by-Step Guide: How to Apply Online

The application process requires attention to detail because completing only the initial registration may not finish all the required formalities.

Step 1: Read the official notification

Download and review the LIC HFL Apprenticeship Recruitment 2026 notification.

Check the educational qualification, age cutoff, previous-apprenticeship restrictions, locations, stipend and fee rules before proceeding.

Step 2: Open the NATS portal

Visit the official National Apprenticeship Training Scheme website.

Navigate to the student registration or login section. Candidates who are not registered should follow the portal’s registration instructions.

Step 3: Complete student registration

Enter the required personal, educational and contact information.

Before submitting the form, check that:

• Your name matches your identity documents.
• Your date of birth is correct.
• Your educational details are accurate.
• Your mobile number and email address are active.
• The required documents and information are available.

Retain your NATS enrolment or registration details for future reference.

Step 4: Find the LIC HFL apprenticeship advertisement

Log in to the NATS portal and locate the relevant LIC HFL apprenticeship opportunity, identified by the recruitment advertisement reference LICHFL Apprenticeship Program-010.

Check the listed opportunity and location information before submitting your application.

Step 5: Submit the NATS application

Complete the application as instructed on the portal. Review your information before submission and save any acknowledgement or application reference provided.

Step 6: Monitor your registered email

After the initial application, watch for communication from BFSI SSC containing instructions for the next stage.

Check your inbox, spam and junk folders. Use only the official application link provided through the recruitment process.

Step 7: Complete the additional application formalities

Open the official BFSI SSC portal at beep.bfsissc.com or use the relevant link communicated to you.

Complete the additional details requested by the portal, including any required location or other application preferences.

Step 8: Pay the examination fee

Select the appropriate category, verify the amount and complete the online payment.

Remember that the reported deadline for both application completion and examination fee payment is 1 November 2026.

Step 9: Save the confirmation

Keep copies of the following, where applicable:

• NATS registration or enrolment information.
• Application acknowledgement.
• BFSI SSC application confirmation.
• Payment receipt.
• Relevant recruitment emails.

These records can help resolve application or payment issues.

Step 10: Prepare for the examination

The entrance examination is scheduled for 7 November 2026. Watch for the official examination link, identity-verification requirements, device instructions and remote-proctoring rules.

Do not assume that the examination login link will be available immediately after payment.

Documents and upload specifications

Candidates should keep their graduation records, identity proof, photograph and other requested information ready. However, do not use guessed image dimensions, file sizes or formats. The relevant portal’s upload instructions govern the accepted file specifications.

If a portal requires a photograph, signature or document scan, follow the exact size, dimensions and format displayed there.

Official Links for LIC HFL Apprenticeship Recruitment 2026

Use the following links to access the relevant recruitment resources.

Official notification PDF

Read the advertisement for eligibility, vacancy locations, selection rules and programme conditions.

Download notification PDF

NATS registration and application

Use the official student portal to register and locate the apprenticeship opportunity.

Open NATS portal

BFSI SSC application and fee process

Complete the additional application formalities using the portal and instructions provided for this recruitment.

Open BFSI SSC portal

Official LIC HFL website

Check the company’s official website for corporate information and recruitment announcements.

Visit LIC HFL website

Application reminder: There is no need to pay a third-party agent to apply. Use the official portals, follow the instructions in your recruitment emails and retain your application records.

Conclusion and Final Advice

The LIC HFL Apprenticeship Recruitment 2026 is an opportunity for eligible graduates to obtain structured training and practical exposure in India’s housing finance industry. With 232 announced positions, a 12-month programme and a monthly stipend of ₹14,150–₹16,650, it may be particularly useful for candidates who want to build professional skills and improve their prospects for future financial-services roles.

However, applicants should make an informed decision. This programme is not equivalent to a permanent government job, and selection does not guarantee future employment with LIC HFL.

Before applying, ensure that you meet the educational and age requirements, understand the previous-apprenticeship restrictions, choose an appropriate location and complete both required application stages. Prepare for the four examination sections using timed practice tests, revise financial awareness and follow the official remote-examination instructions.

With the application deadline approaching on 1 November 2026, eligible candidates should avoid unnecessary delays and complete their registration and fee payment through the official portals.

Final recommendation: Read the official notification before submitting your application, retain all confirmation records and use the remaining preparation time strategically. Accurate documentation, careful planning and consistent practice will help you approach the recruitment process with greater confidence.

Frequently Asked Questions (FAQs)

1. How many vacancies are available in LIC HFL Apprenticeship Recruitment 2026?

A total of 232 apprenticeship positions have been announced under the LICHFL Apprenticeship Program-010. The programme covers multiple locations in India, and candidates should consult the official notification for location-specific availability.

2. What is the last date to apply?

The reported final date to complete the application process is 1 November 2026. The examination fee is also scheduled to be paid by that date. Candidates should complete both stages well in advance.

3. What is the educational qualification?

The recruitment is intended for eligible graduates. Candidates must meet the degree and completion-date requirements in the official notification. The reported qualification condition is graduation in any stream, completed by 1 October 2026, subject to the notification’s other rules.

4. What is the age limit for LIC HFL apprentices?

The announced age range is 20 to 25 years as of 1 October 2026. Candidates should check the notification for the exact age calculation and any applicable exceptions.

5. How much stipend will selected candidates receive?

The reported monthly stipend is ₹16,650 in the specified metro cities and ₹14,150 in other listed cities. The applicable amount depends on the training location.

6. How long is the apprenticeship programme?

The programme lasts 12 months. Candidates should review the engagement conditions for details concerning training, attendance, completion and certification.

7. When is the LIC HFL apprenticeship examination?

The online entrance examination is scheduled for 7 November 2026. Candidates should monitor the official communication for the examination link, identity checks and technical requirements.

8. What subjects are included in the examination?

The reported examination covers four subjects:

• General/Financial Awareness.
• General English.
• Reasoning Ability and Computer Aptitude.
• Quantitative Aptitude.

The test comprises 100 questions for 100 marks, with a total duration of 60 minutes.

9. What is the application fee for General category candidates?

The reported fee is ₹800 plus GST for General, EWS and OBC male candidates, and ₹600 plus GST for General, EWS and OBC female candidates and transgender candidates. SC/ST and PwBD candidates have a reported fee of ₹200 plus GST. Applicants should verify their payable amount on the official portal.

10. Does LIC HFL guarantee a permanent job after the apprenticeship?

No. This is a time-limited apprenticeship programme, not a permanent employment appointment. Successful completion may provide useful training and certification, but it does not guarantee a regular job at LIC HFL.

11. Can candidates who have completed an apprenticeship elsewhere apply?

The published eligibility summaries state that candidates with a running, terminated or completed apprenticeship contract with another organisation are ineligible under this recruitment. Candidates should check the precise wording in the official notification before applying.

12. Where should candidates apply?

Candidates should first use the official NATS portal and then follow the additional application and fee-payment instructions communicated through the recruitment process. The BFSI SSC portal is used for the additional formalities.

Editorial note: Recruitment dates, vacancy information, stipend and fees in this guide are based on the cited recruitment information available as of 29 October 2026. Candidates should rely on the official notification and subsequent official updates if any detail changes.